What are the different types of protection?

The most common form of protection. Ideal to pay off the mortgage, leave a lump sum for your family, or replace your lost wages on death.

A critical illness can be life changing.  It's designed to pay a one-off sum to pay off the mortgage or make amendments to the home.

See it as your own form of sick pay. It will pay a percentage of your income if you can't work because you become ill or incapacitated.